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In addition to interest rates, look at lenders’ repayment alternatives and the flexibility they offer to borrowers who struggle to make payments.If you’re ready to borrow with Discover, you can apply on its website.Discover offers a wider range of repayment assistance programs compared with other student loan refinance lenders, including the option to temporarily reduce payments.Discover student loan refinancing at a glance: Nerd Wallet student loan experts evaluated more than 50 data points across five categories to see whether Discover ranks below average, average or above average compared with other student loan refinance lenders. We’re on your side, even if it means we don’t make a cent.Here we review Discover’s refinance loan; you’ll find a review of its private student loan below.Discover offers a wider range of repayment assistance programs compared with other student loan lenders, including the option to temporarily reduce payments.Discover private student loan at a glance: Nerd Wallet student loan experts evaluated more than 50 data points across five categories to see whether Discover ranks below average, average or above average compared with other private student loan lenders.

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Before taking out a Discover student loan or any other private student loan, exhaust your federal student loan options first.Points are also awarded for soft credit checks, underwriting transparency and other consumer-friendly features.Use these ratings as a guide, but we encourage you to shop around for the lowest interest rate you can qualify for. With student loans becoming so prominent, they have created a strong student loan sector. But, as the times have changed, so has their business.

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